1. Definitions

The following capitalized terms shall have the meanings assigned below, unless the context requires otherwise:

Advertising Agreement

An agreement for the provision of advertising services or products entered into between the Company and the Client.

Ad Services Package

A bundle of advertising products or services as set out in the relevant order form signed by the Client.

Client

The entity party to the Advertising Agreement.

User

Any individual or entity accessing or using the Website or the Mobile Application.

Material

Content published or otherwise provided by the Company.

Service

The provision of the Website, Mobile Application, and associated services.

Unacceptable Content

Any material prohibited under applicable global laws, including but not limited to defamatory, obscene, or illegal content.

Registration Details

User-provided details during registration (e.g., name, contact information).

2. Privacy Policy

2.1 Data Collection

COFO PROPERTIES HUB collects user data, including but not limited to:

• Name and contact details (email address, phone number, etc.).
• Location data.
• Transactional data relating to services availed.
• Browsing and usage patterns for service optimization.

2.2 Purpose of Data Collection

Data is collected and processed for the following purposes:

• Enhancing user experience and improving platform functionality.
• Communication regarding services, promotions, and updates.
• Compliance with legal and regulatory obligations.
• Fraud prevention and security enhancements.

2.3 Data Sharing

User data may be shared with third parties only for:

• Legal compliance.
• Service delivery (e.g., payment gateways, logistics providers).
• Marketing and promotional activities (with user consent).

2.4 User Rights

Users have the right to:

• Access their personal data.
• Request corrections to inaccuracies.
• Withdraw consent for marketing communications.
• Request deletion of data where applicable by law.

2.5 Data Security

COFO PROPERTIES HUB employs advanced security measures to safeguard user data, including encryption, secure servers, and regular security audits.

3. Terms and Conditions

3.1 User Obligations

• Users must provide accurate and updated Registration Details.
• Users are prohibited from:
  • Posting Unacceptable Content.
  • Engaging in illegal or fraudulent activities.
  • Sharing their login credentials or accessing others' accounts without authorization.

3.2 Intellectual Property

• All content on the Website and Mobile Application is owned by COFO PROPERTIES HUB and is protected under international copyright laws.
• Unauthorized reproduction, distribution, or modification of Website/Application content is strictly prohibited.

3.3 Account Suspension or Termination

• COFO PROPERTIES HUB reserves the right to suspend or terminate User accounts for:
  • Breach of these Terms.
  • Activities that harm the platform’s integrity or violate applicable laws.

3.4 Payment and Refunds

• Payments for services are final and non-refundable unless explicitly stated.
• Users are encouraged to review terms for paid services before transactions.

4. Advertising Policies

• Advertisers must ensure that all advertisements comply with applicable global advertising standards and laws.
• Advertisers warrant that:
  • Content provided is accurate and lawful.
  • Required licenses and permits are obtained for specific advertisements.
• COFO PROPERTIES HUB is not liable for inaccuracies in third-party advertisements.

5. Disclaimer of Liability

• The Website and Mobile Application are provided “As Is” and without warranties of any kind.
• COFO PROPERTIES HUB disclaims liability for:
  • Losses arising from use of the platform.
  • Content uploaded by third parties.
• Users are advised to independently verify information before entering transactions.

6. Governing Law

• These Terms are governed by the applicable international laws and regulations.
• Disputes arising from these Terms shall be resolved under the jurisdiction of the courts in the country where COFO PROPERTIES HUB is legally registered.

7. Amendments

• COFO PROPERTIES HUB reserves the right to update this Privacy Policy and Terms at any time.
• Significant changes will be communicated via email or platform notifications.